CT Renters Insurance Agent

We offer affordable apartment renters insurance policies that have flexibility to meet
your individual needs and above all, provide you with the security that comes only from
the knowledge that your home is safe. If you live in an apartment or a rented house,
renters insurance covers you and your possessions. A standard renters insurance policy
protects your personal property in many cases of theft or damage, and may pay for
temporary living expenses if your rental is damaged so seriously you can't live in it. It
can also protect you from personal liability.

The standard renters insurance policy covers the actual cash value of
personal property. Payments are based on the replacement cost of the
property minus a deduction for physical depreciation and obsolescence. If
you add replacement cost coverage (for an additional premium), the
insurance company will pay one of the two amounts below, whichever is
lower?

1. The cost to replace the property with a similar
type and quality of property without a deduction
for depreciation.

2. The full cost to repair at the time of the loss.

Renters insurance policy is a popular form of
personal insurance and usually contains four
sections: C, D, E, and F:

Coverage C - protects your personal property,
(e.g. furniture, CDs, stereo and clothes). You
choose a dollar amount limit (what you think your
possessions are worth) when you purchase the
renters insurance policy.

Coverage D - covers loss of use - the expenses
you face when your apartment can't be used due
to an insured loss. This is usually 20% of your
personal property limit.

Coverage E - covers your personal liability
claims and suits for bodily injury or property
damage. You choose this limit when you buy
the renters insurance policy.

Coverage F - pays for medical expenses for minor injuries to others even
if you were not at fault. The policy normally includes limits of $1,000 per
person.

A renters insurance policy covers "named perils" listed on your policy and
usually include the following:

Theft, Fire or Lightning, Windstorm or Hail, Explosions, Riots,
Aircraft, Vehicles, Smoke, Vandalism, Falling objects, Weight
of ice, snow, or sleet, Accidental discharge or overflow of
water or steam, Sudden and accidental tearing apart, cracking,
burning, or bulging, Freezing, Sudden and accidental damage
from artificially generated electrical current , Volcanic
eruptions (doesn't include earthquake or tremors)

Click on the link below to fill out a quote form for a Connecticut Renters
Insurance policy that will provide first class insurance coverage at an
affordable cost. Or speak with a renters insurance specialist at one of our
Connecticut locations to discuss the features.

Answer a few questions and we will
provide you with a quote for the personal
or group insurance you're interested in.
Use the menu above to reach an
insurance quote request form.

We provide affordable apartment renters insurance policy services in the
following Connecticut counties and cities: Fairfield County, New Haven
County, Litchfield County, Middlesex County, New London County, Hartford
County, Tolland County, Windham County, Stamford, Norwalk, Greenwich,
Darien, Riverside, Belltown, Springdale, Round Hill, Old Greenwich, East
Norwalk, New Canaan, Glenville, Byram, Cos Cob, Mianus, North Stamford,
Glenbrook, Wilton, Weston, Long Ridge, Noroton, West Norwalk, Westport,
High Ridge, Southport, North Wilton, Winnipauk, Cannondale, Turn of River,
South Wilton, Lyons Plains, Georgetown, Ridgefield, Branchville, Redding,
Topstone, Ridgebury, Redding Ridge, Branchville, Dodgingtown, West
Redding, Titicus, Hattertown, Bethel, Danbury, New Fairfield, Newtown,
Hawleyville, Botsford, Monroe, Bridgeport, Stepney, Shelton, Huntington,
Upper Stepney, Long Hill, Trumbull, Stratford, Easton, Fairfield, Greenfield
Hill, Stratfield, Nichols, Oronoque, Rivercliff, Devon, Lordship, and East
Bridgeport, New Haven, Hartford, Torrington, Waterbury, Meriden, New
Britain, New London, Norwich, Manchester, East Hartford, Suffield, Granby,
West Haven, West Hartford, Branford, East Haven, Hamden, Woodbridge,
Orange, North Haven, Groton, Rocky Hill, Newington, Wethersfield,
Glastonbury, Bloomfield, Blue Hills, South Windsor, Naugatuck, New
Hartford, Chesire, East Lyme, Old Mystic, Wallingford, Southington,
Middletown, Bristol, Laurel Beach, Litchfield, Pleasure Beach, Mystic, North
Westchester, Double Beach, Willimantic, Storrs, Canaan, East Windsor,
Vernon, South Canaan, Putnam, Guilford, Windham, South Britain,
Willington, Windsor, East Hampton, Brooklyn, and Westchester, CT.

"Your local Connecticut Renters Insurance agent specialist!"