CT Car and Auto Insurance Agent

The value of good automobile insurance often doesn't become apparent until

you really need it. Whether it's a minor fender bender or a more substantial

accident, it pays to have insurance coverage you can count on.

Let one of our experienced car insurance specialists explain the different

Liability limits, Comprehensive, Collision, Personal Injury Protection,

Medical coverages, and deductibles that are available for you to choose

from. We offer affordable truck and car insurance policies from reliable

companies that will not raise your premium by 15% after the first year.

Click on the link below to fill out a quote form for an

auto insurance policy that will provide first class

insurance coverage at an affordable cost. Or speak

with a car insurance specialist at one of our

Connecticut locations to discuss the features.

Collision Coverage - CT Car Insurance Policy

Covers damage caused to the owners car from a

collision caused by another car or other object. The

deductible is the amount you choose to pay upfront

(if any) before the auto insurance policy pays. The

higher the deductible chosen the lower the collision

coverage cost of the auto insurance policy.

Comprehensive Coverage - Connecticut Car Insurance Policy

Covers damage caused to the insured's car (your car) from risks such as theft,

fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest.

The deductible is the amount you choose to pay upfront (if any) before the

auto insurance policy pays. The higher the deductible chosen the lower the

comprehensive coverage cost of the auto insurance policy.

Liability Coverage (Bodily Injury & Property Damage)

Bodily Injury Liability

Injuries that you (insured) cause to someone else is covered under this

part of an auto insurance policy.

Property Damage Liability

Damage caused by the insured (you) to someone else's property, such

as a car, fence, or house, is covered through property damage auto

insurance coverage. This coverage also assists in protecting you if a

lawsuit arises from an accident.

Most states require drivers to carry property damage coverage as a

part of their auto insurance policy.

Medical Payments - CT Car Insurance Policy

Covers you for the treatment of injuries to the passengers of your car.

No Fault Coverage - Connecticut Car Insurance Policy

Currently Connecticut does not require "no-fault" auto coverage within an auto

insurance policy. This coverage pays medical bills for injuries suffered in an

auto accident regardless of who caused the accident. However, Connecticut

does require PIP or personal injury protection within an auto insurance policy.

Benefits Provided:

80% of medical benefits for all reasonable expenses for necessary medical,

surgical, x-ray, dental and rehabilitative services, including prosthetic devices,

wheelchairs, crutches, slings, neck braces and splints (including necessary travel

related to medical care.)

80% of necessary remedial treatment (nursing home care or home nursing care).

60% of disability benefits for any loss of gross income and loss of earning

capacity from inability to work because of an injury suffered in an accident.

Uninsured Motorist Coverage - Connecticut Car Insurance Policy

Covers the insured (you) for your bodily injury caused by a hit-and-run driver or

an at-fault driver who has no auto liability insurance. This is a required coverage for

Connecticut auto insurance.

Example of uninsured motorist limits:

Underinsured Motorist Coverage - CT Car Insurance Policy

This coverage comes into play when an at-fault driver has auto liability insurance,

but the limit of insurance is inadequate to pay for your damages.

Underinsured Motorist Bodily Injury Coverage

This type of auto insurance coverage pays for your medical expenses, lost wages,

and other damages when you or your passengers are injured in an accident

caused by a driver who has insufficient auto insurance coverage. The auto

insurance coverage typically pays the difference between the coverage limit you

select and the other driver's bodily injury coverage limit. This is not a required

coverage in Connecticut.

Underinsured Motorist Property Damage Coverage

Protects you if your car is damaged in an accident caused by a driver who has

insufficient auto insurance coverage. This coverage pays the difference between

the coverage limit you select and the other driver's property damage coverage

limit. This is not a required coverage in Connecticut.

Answer a few questions and we will
provide you with a quote for the personal
or group insurance you're interested in.
Use the menu above to reach an
insurance quote request form.

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We offer affordable Connecticut car insurance premiums in the following counties
and cities in Connecticut: Fairfield County, New Haven County, Litchfield County,
Middlesex County, New London County, Hartford County, Tolland County,
Windham County, Stamford, Norwalk, Greenwich, Darien, Riverside, Belltown,
Springdale, Round Hill, Old Greenwich, East Norwalk, New Canaan, Glenville, Byram,
Cos Cob, Mianus, North Stamford, Glenbrook, Wilton, Weston, Long Ridge,
Noroton, West Norwalk, Westport, High Ridge, Southport, North Wilton,
Winnipauk, Cannondale, Turn of River, South Wilton, Lyons Plains, Georgetown,
Ridgefield, Branchville, Redding, Topstone, Ridgebury, Redding Ridge, Branchville,
Dodgingtown, West Redding, Titicus, Hattertown, Bethel, Danbury, New Fairfield,
Newtown, Hawleyville, Botsford, Monroe, Bridgeport, Stepney, Shelton,
Huntington, Upper Stepney, Long Hill, Trumbull, Stratford, Easton, Fairfield,
Greenfield Hill, Stratfield, Nichols, Oronoque, Rivercliff, Devon, Lordship, and East
Bridgeport, New Haven, Hartford, Torrington, Waterbury, Meriden, New Britain,
New London, Norwich, Manchester, East Hartford, Suffield, Granby, West Haven,
West Hartford, Branford, East Haven, Hamden, Woodbridge, Orange, North Haven,
Groton, Rocky Hill, Newington, Wethersfield, Glastonbury, Bloomfield, Blue Hills,
South Windsor, Naugatuck, New Hartford, Chesire, East Lyme, Old Mystic,
Wallingford, Southington, Middletown, Bristol, Laurel Beach, Litchfield, Pleasure
Beach, Mystic, North Westchester, Double Beach, Willimantic, Storrs, Canaan, East
Windsor, Vernon, South Canaan, Putnam, Guilford, Windham, South Britain,
Willington, Windsor, East Hampton, Brooklyn, and Westchester, CT.

"Your local Connecticut Car Insurance policy agent specialist!"